Fannie Mae Drops FICO Minimums: What This Means for Real Estate Investors
Fannie Mae has removed the 620-point minimum credit score for conventional loans, effective Nov 16, 2025.
Lenders can now consider alternative credit data like rent or utility payments, giving real estate investors new flexibility to refinance sooner and move from private money to conventional financing.
How to Secure the Best Investment Property Loan – The Smart Way
Securing the best investment property loan in 2026 requires more than comparing interest rates. This article explains how investors can prepare stronger loan packages, evaluate DSCR, bridge, fix-and-flip, construction, and gap funding options, and structure financing around reserves, exit strategy, and capital stack risk.