Fannie Mae Drops FICO Minimums: What This Means for Real Estate Investors
Fannie Mae has removed the 620-point minimum credit score for conventional loans, effective Nov 16, 2025.
Lenders can now consider alternative credit data like rent or utility payments, giving real estate investors new flexibility to refinance sooner and move from private money to conventional financing.
Bridging the Gap: Smart Solutions for Interim Funding Between Loan Draws
Bridging the Gap: Smart Solutions for Interim Funding Between Loan Draws For many real estate investors and developers, the hardest part of a project isn’t getting approved for the loan — it’s staying funded until the next phase of that loan is released. Private money loans often pay out in draws. That means borrowers […]