Ground-Up Construction Funding Intake

Own the land and ready to build? This intake is designed for real estate investors and sponsors seeking business-purpose construction financing for ground-up residential projects, including spec builds and rural development opportunities.

Submit your project details to be matched with construction and development lenders that align with your equity position, builder profile, and ARV.

WHO THIS IS FOR

This intake is appropriate if you:

  • Own land (free & clear or low leverage)

  • Are building a non-owner-occupied property

  • Have a builder or construction plan in place

  • Can document your budget, timeline, and ARV support

  • Are seeking business-purpose financing

WHO THIS IS NOT FOR

This intake is not for:

  • Primary residence construction loans

  • Consumer-purpose financing requests

  • Borrowers without a defined construction budget

BEFORE YOU START

To speed up your review, have the following ready:

  • Land ownership details (deed or tax bill)

  • Line-item construction budget and scope of work

  • Builder information (license, insurance, contract)

  • Comparable sales or CMA supporting your ARV

  • Estimated build timeline and exit strategy

Complete submissions receive faster lender placement.

ACCESS THE INTAKE FORM

Click the secure link below to begin your construction funding review:

The form typically takes 20–25 minutes to complete. You will be able to upload supporting documents directly within the form.

WHAT HAPPENS NEXT

After submission:

  1. Your project is reviewed for lender eligibility

  2. You will receive a document request if additional items are needed

  3. Qualified scenarios are matched with appropriate construction lenders

Initial review is typically completed within 24–48 business hours.

COMPLIANCE NOTICE

REP Financial is a loan consulting and brokerage firm and not a direct lender. All financing is subject to third-party lender guidelines, underwriting, appraisal, and title review. Submission of this intake does not guarantee approval or loan terms. Business-purpose financing only.

Have questions before submitting? 

Schedule a consultation at https://calendly.com/denisew-repfinancial/